The NIH Federal Credit Union provides brand new and utilized automobile loans, plus refinance options for the wide number of car kinds.
The NIH Federal Credit Union provides fast and auto that is easy regardless if you are purchasing or refinancing a vehicle, vehicle, or SUV. Our car finance system features:
Same great rates that are low new, utilized and refinanced autos, presently as little as 1.99% APR 1
Terms up to 84 months
Funding up to 125per cent Loan-to-value 2
No re re payments when it comes to first ninety days 3
Exclusive user prices on insurance coverage and protection programs
Save time and cash with your car Buying that is online solution
Desire to calculate your re re payment? Utilize our automobile loan calculator
Get pre-approved with BEGIN! 5
Our BEGIN (Sign Today and Ride Today) system is preferable to a pre-approval that is traditional. Not merely do you realy have the assurance to be a money customer, you additionally close your loan right during the dealership. Here’s how it really works:
Submit an application for low-rate NIHFCU request and financing your BEGIN Express Draft
Bring your START Draft into the dealer and store confidently like a cash buyer
Close on NIHFCU financing during the dealership. Simply fill out of the START Draft and allow the dealer look after the remainder
Drive the lot off without unneeded wait
Car Buying Services
Search for your next car with your free, no responsibility automobile Buying provider, with unique user prices at convenient dealerships, nationwide.
Automobile financing for International Fellows
Have you been a worldwide other? Make sure to take a look at our fellows that are popular Program to guide your unique borrowing requirements. Find out more
The NIHFCU funds used and new motorcycles and our program features:
Great low prices presently as little as 5.74% APR 1
Terms as much as 84 months
Financing up to 100percent Loan-to-value 2
No payments when it comes to very very first ninety days 3
Exclusive user prices on protection and insurance programs
Wish to estimate your payment? Utilize our automobile loan calculator
Refinance to lessen your price and reduce your payment
Many people don’t obtain the most readily useful deal if they first fund their purchase, whether it’s in the dealer or even a bank. That’s where we can be bought in, with excellent refinance terms which may be in a position to assist quickly recoup cash you can make use of for cost cost cost savings or any other requirements. Contact that loan agent today.
All auto refinance that is online
We refinanced my car with NIHFCU and so they provided me with a fantastic rate! Really simple procedure. We totally did everything online without the need to go directly to the branch. I happened to be also in a position to signal all my papers electronically. Process only took about 5 days!
Allow the NIHFCU protect both you and your automobile
Force away expensive repairs, even though you fund elsewhere. MRC provides protection at any fix facility in the usa and Canada plus much more, including:
Car rental as much as $35/day for 5 days
24-hour crisis roadside help 10
Travel expenses reimbursement, as much as $500 11
Pick the MRC plan that’s perfect for your preferences at our Protection Program contact or page us.
Car insurance with unique Prices
NIHFCU people meet the criteria for discounted auto insurance prices from leading companies, through our partner, Trustage ®12
An average could be saved by you of over $500 8
Complement a house policy to perhaps save yourself more
Get an instantaneous on the internet and no stress quote
For lots more benefits that are great details see our Insurance page or e mail us.
NIHFCU Loan Guardian
Safeguard your loved ones contrary to the unforeseen and erase your loan financial obligation in the event of
With respect to the situation, Loan Guardian could possibly cancel your payments that are remaining in to the agreement optimum. 6 For complete details, see our Protection tools web page.
Assured Resource Protection (GAP)
If for example the car is totaled or taken, your insurance coverage may well not protect adequate to spend your loan louisiana payday loans with debit card only off. GAP 7 might help spend the real difference. GAP coverage includes:
Exclusive low rates, just $395 8 for cars and $419 8 for motorcycles
Deductible support for collision claims
Pay roll or upfront into the month-to-month loan payments
For complete details, go to our Protection tools web page or contact us.
Today contact us
Easiest application for the loan ever!
The mortgage application had been an easy and process that is fast. The employees had been extremely friendly whenever we called to inquire of questions regarding the loan and exactly how to begin paying it back once again. Overall, this has been a great experience.